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4MOST Insurance Carriers
Insurance Carrier - an organization that sells insurance contracts to certain individuals and employers, whereby the insurance carrier assumes the full financial risk and liability of making benefit plan determinations, processing of such benefit plan claims and the remittance of benefit plan payments. The individual and employer purchasing such insurance contracts have no approval or denial abilities of actual benefit payments or the decision affecting such payments. Insurance carriers also partner with managed care organizations, like Preferred Provider Organizations (PPO) to obtain provider discounts and to assist in controlling health care quality and total plan cost. Insurance companies can also act as claims administrators only, when they act in this fashion they are referred to as ASO accounts or Administrative Services only.
4MOST Health Network holds contracts with the various insurance carriers listed below. Please click on their name to tour their website and learn more information about each.
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